Premier Insurance for
Contractors & Remodelers

Why Choose Contractors Guard?

  • Simple Coverage you can understand quickly and easily

  • Quick and Efficient Claims Resolution

  • Purpose-built forms addressing coverage requirements

  • Modern Platform for Rapid Quoting & Policy Issuance

Why Contractors Guard?

For our Artisan Contractor clients, we created the Contractors Guard program. From incredible speed with turnaround quoting time for brokers to exceptional service with claims, we designed our policy to safeguard your business at every step. We know that it’s not easy to be a business owner. Consequently, we automatically include Additional Insured endorsements to make sure that you can meet any contractual requirements for additional insureds at no extra cost or hassle. Even if you change your insurance agent, you can contact us in advance to make sure that your new insurance agent is appointed with Scottish American and we can quickly transfer your Contractors Guard policy.

With more than 40 class codes available in the Contractors Guard program, we likely have a place for you and your Artisan Contractor operations. We also have endorsements specific to your type of business, to ensure that you have all of the specialized coverage you need.

  • Industry-Tailored Coverage

    Contractors Guard is purpose-built to address the needs of artisans and contractors of all types, from bricklayers to masons, landscapers to electricians

  • Flexible Risk Profiles

    Not all contractors and risk types are appropriate for admitted markets. Contractors Guard allows pricing of non-admitted risks through our flexible risk profiles

  • Access to Real People

    Contractors Guard is backed by real people, not robots. For claims, questions, or any other concerns, you’ll have access to a real person to assist

Eligible Classes

  • Alarms

  • Carpentry

  • Ceilings

  • Contractors

  • Doors & Windows

  • Debris Removal

  • Furniture

  • Electrical Work

  • Glass Dealers

  • Fire Extinguishers

  • Floorers

  • Communication

  • Fencing

  • Garbage Collection

  • Handyman

  • Grading of Land

  • Heating

  • Home Furnishings

  • Janitors

  • Landscaping

  • Lawncare

  • Insulation Work

  • Machinery Repair

  • Masonry

  • Painting

  • Paperhanging

  • Plastering

  • Remodelers

  • Street Cleaning

  • Sidings

  • Tiling

  • Tree Pruning

  • Window Cleaning

Available in all states
excluding the five boroughs of New York

Eligible Risks

  • New Ventures

    We accept new ventures provided the owners have more than 24 months prior experience

  • Lapse in Coverage

    Sometimes life happens and your account may have a lapse in coverage. No problem - we accept accounts with a lapse as long as they fit within our underwriting guidelines.

  • Over 40 Contractor Class Codes

    We accept more than 40 contractor class codes and are expanding into new class codes. Contact us to find out additional information.

  • Starting at $500 Minimum Premium

    At $500, our minimum premium is competitively priced to grow with your accounts.